Can I choose my own repair shop?
As long as the insurance company chooses to repair your vehicle, you have the right to decide who will repair your vehicle, provided that it is a licensed repair shop.
If the accident was my fault, can I still recover compensation?
Some states, like Florida, have no-fault insurance laws. This means that you may be able to make some kind of recovery of damages from your insurance company. In other states, it is more difficult to recover compensation if your fault is over a certain level. South Florida Personal Injury Center can advise you on your local area’s rules. Call us for a free consult today!
How much is my case worth?
The value of a Personal Injury case depends on several different factors including:
-Pain and suffering
-Long-term financial troubles caused by the accident
-Amount of money lost from past and future wages
-Expected cost or physical therapy and rehabilitation or physical therapy
-How severe the injuries are
What if the other driver has no insurance?
Florida law demands drivers to have insurance. However, most of them disregard the law and drive their vehicles uninsured. Insurance companies now offer uninsured/underinsured motorist policies to cover wage loss, phyisical injury, damage to property and the mental agony one goes through in a vehicle accident involving an insured/underinsured motorist.
My car has been totaled, who is going to pay for it?
There are two ways to recover money for your property damage. The first way is to go to your insurance company if you have collision coverage. The second is to make a recovery through the other driver’s insurance company if he/she is liable.
How soon do I have to bring my claim to the other driver?
You need not notify the people you think are responsible for your injuries withing a set number of days after an accident. But that doesn’t mean you should drag your feet. Infact, acting right away – within a few days, if possible – will increases your chances of receiving a fair and quick resolution to your vehicle accident claim.
How long do I have to file a claim?
In Florida, the statute of limitations for personal injury cases is generally four years. The exception to this includes cases of medical malpractice and wrongful death which impose a two-year liability limit. Therefore, if you were injured in a car wreck in Florida, you would have four years from the date of injury to file a personal injury lawsuit. If you were the victim of medical malpractice, you would have two years from the discovery of the injury to file your case.
How long does it take to settle a claim?
From the time your insurance company receives notice of the loss, they are allowed 30 calendar days to settle your first party claim. The time may be extended if you fail to cooperate with them or they need to conduct additional investigation, but the company must provide you with written notice explaining the reason if the claim settlement process takes longer than 30 days.
What if the deceased never held a job?
They may have contributed to the family in some other way. A housewife is a good example as she contributed services, guidance, and nurturing to her family. These are known as “pecuniary losses” in a
wrongful death action.
The insurance adjuster came to my home and offered me a check. What should I do? The adjuster was saying, why talk with a lawyer? I am here offering you money, once you speak with a lawyer you will have to pay one third of your settlement to the lawyer.
GUESS WHAT? You may not need an attorney to represent you in your accident case! BUT NO ONE SHOULD SETTLE A CASE WITHOUT UNDERSTANDING “THE SYSTEM.” The insurance company doesn’t care about you. They care about keeping their money in their pocket (in their bank, earning interest). That adjuster wants to pay you the least amount of money possible for YOUR CLAIM get you to sign a release of all claims and close the file. Let’s talk straight. There are many claims that do not need a lawyer-for example, small fender-bender type claims. These claims can usually be handled by the claimant himself. But remember, if you try to settle your claim yourself, the insurance adjuster is still not your friend. He or she is trained to pay you the least amount of money possible. Understanding the claims process will help you settle your claim yourself. You need to be aware of your legal rights before you accept anything! If you accept a check or sign a release it may release all of your claims in the future as well as the past. Too often injuries that seem to be minor at first are much worse as time goes by. Many times injuries from a car accident can lead to months and months of doctor’s care and therapy.